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Friday, October 22, 2010

Buying Cars

Most of us buy cars is through financing. Well I'd say it is advisable to go straight to the banks for the best deal.You can bargain with the bank for lower interest rates specially if you are a long time client of the bank and you hold a substantial amount of deposit usually 200K and up. In my experience PNB and Metrobank gives the lowest rates without needing to negotiate.

ALWAYS REMEMBER:

1.) Never trust a car salesman, always source out financing and insurance outside.
2.) There are always 2 types of rates a.) Rates sourced outside b.) Car Salesman Rates

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